Nice Bankruptcy Home Refinance photos
Some cool bankruptcy home refinance images:
Plant A Man .. Got My Mojo Working (Muddy Waters) …
Image by marsmet461
Recorded at the Newport Jazz Festival 1960. This is the full lengh version of Muddy waters Got My Mojo Working
…..item 1)…..youtube video…..Got My Mojo Working Muddy Waters full version newport jazz….7:01 minutes….lewisldurham
www.youtube.com/watch?v=FhTCYqJsfqs
Category:
Music
Tags:
Newport Jazz Fesitival Got My Mojo Working 1960 Muddy Waters Blues Chicargo
License:
Standard YouTube License
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First Person: Am I Headed for Financial Ruin? Signs that you are headed for financial ruin are as obvious as signs on the highway, but many people get distracted when it comes to paying attention to them.
…..item 2)…..Yahoo! Finance….First Person: Am I Headed for Financial Ruin?
Laura Cone, On Friday June 10, 2011, 6:32 am EDT
finance.yahoo.com/news/First-Person-Am-I-Headed-ac-592735…
*Note: This was written by a Yahoo! contributor. Do you have a personal finance story that you’d like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles.
Signs that you are headed for financial ruin are as obvious as signs on the highway, but many people get distracted when it comes to paying attention to them.
When I was in my early 20s, I made an impulsive cross-country move that left me without a steady income for about six months. I tried to ignore the signs that we were headed for financial ruin, but eventually the bills became impossible to ignore.
I have friends who have declared bankruptcy and others who have simply walked away from their bills until the debt disappeared from their credit records. It’s possible to go from being thousands of dollars in debt to having wealth, but it takes daily discipline and willingness to take financial responsibility. Here are some of the telltale signs that you are headed down the road of financial ruin, as well as some ways to make a major U-turn and prevent bankruptcy:
Buying groceries on credit
If you don’t have enough money in your checking account to purchase food and have to use credit, then you are in financial trouble. If you just use a credit card because it’s convenient, and then pay it off, that’s a different situation. I knew I had trouble when I used credit cards for pizza delivery instead of being able to pull out a . To avoid bankruptcy, start working on a cash-only basis for a while. Make a special envelope for food money. Clip coupons as well, or share extreme couponing tips with friends.
Making less income than housing expenses
If you don’t have enough income coming in to pay your rent or mortgage and utilities, consider that a sign of financial desperation. Find other ways to make extra income. Mow lawns for neighbors if you have to. Consider renting a less expensive apartment. If you own a home, refinance or opt for a short sale so that you can downsize to a more affordable living situation. Otherwise, you will face foreclosure.
Not being able to pay credit card minimum
When your minimum payment becomes so high that you can’t afford to pay it, you need to consider your options. Credit cards are unsecured debt, which means some people have no problem walking away from the bills. It’s better to take responsibility and pay off your credit cards with the debt snowball plan. To avoid bankruptcy, you need to find a way to pay the minimum payments, or call the credit card companies to work out a temporary solution.
Being overdrawn on your checking account
Some banks will allow you to be overdrawn on your checking account up to a certain amount. But being overdrawn is always a red flag that you are not living within your means. Make a commitment to have at least 0 in your checking account as a cushion. Start making sacrifices each day to save money. It’s fine to think about your monthly bills and budget, but I had to start looking at my finances daily to really reach my final, debt-free destination.
To avoid bankruptcy and prevent foreclosure on your home, make financial sacrifices early and often. Don’t wait until you see the signs of financial desperation. I have a friend who is renting out a room to ease her financial burdens. A relative is renting out his Florida winter home. There’s no shame in becoming a multigenerational household to save money on living expenses. It’s easier to navigate around financial potholes than to get out once you’re stuck.
More from this contributor:
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Six Financial Crimes We Commit Against Ourselves
www.associatedcontent.com/article/8097667/six_financial_c…
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Overcoming My Poverty Mentality
www.associatedcontent.com/article/8045917/first_person_ov…
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6 Sneaky Ways To Save 0,000 In 10 Years
www.associatedcontent.com/article/8063853/first_person_6_…
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Categories: Mortgage Refinance Tags: Bankruptcy, Home, Nice, Photos, REFINANCE
Nice Adjustable Rate Mortgage Refinance photos
Check out these adjustable rate mortgage refinance images:
Subprime Crisis No Barrier to Affordable Housing
Image by woodleywonderworks
WP’s take:
The subprime mortgage crisis is an ongoing financial crisis characterized by contracted liquidity in global credit markets and banking systems triggered by the failure of mortgage companies, investment firms and government sponsored enterprises which had invested heavily in subprime mortgages. The crisis, which has roots in the closing years of the 20th century but has become more apparent throughout 2007 and 2008, has passed through various stages exposing pervasive weaknesses in the global financial system and regulatory framework.
The crisis began with the bursting of the United States housing bubble[1][2] and high default rates on "subprime" and adjustable rate mortgages (ARM), beginning in approximately 2005–2006. For a number of years prior to that, declining lending standards, an increase in loan incentives such as easy initial terms, and a long-term trend of rising housing prices had encouraged borrowers to assume difficult mortgages in the belief they would be able to quickly refinance at more favorable terms. However, once interest rates began to rise and housing prices started to drop moderately in 2006–2007 in many parts of the U.S., refinancing became more difficult.
Posted 14 minutes ago.
hair, nails, gifts and mortgages
Image by woodleywonderworks
Cover shot for the "illustrated guide to the mortgage crisis"
American Mailboxes .. Hope Street .. Foreclosure limbo: Staying without paying (June 09, 2011) …..
Image by marsmet462
Some 4.2 million mortgage borrowers are either seriously delinquent or have had their cases referred to lawyers to pursue foreclosure auctions, according to LPS Applied Analytics. Of those, two-thirds have made no payments at all for at least a year, and nearly one-third have gone more than two years.
…..item 1)…..Yahoo! Finance…..Foreclosure limbo: Staying without paying. ….. CNNmoney.com
Les Christie, On Thursday June 9, 2011, 9:45 am EDT
finance.yahoo.com/news/Foreclosure-limbo-Staying-cnnm-989…
Charles and Jill Segal have not made a mortgage payment in nearly five years — but they continue to live in their five-bedroom West Palm Beach, Fla. home.
Lynn, from St. Petersburg, Fla., has been living without paying for three years.
In Thousand Oaks, Calif., an actor has missed 30 payments, and still, he has not lost his home.
They’re not alone.
Some 4.2 million mortgage borrowers are either seriously delinquent or have had their cases referred to lawyers to pursue foreclosure auctions, according to LPS Applied Analytics. Of those, two-thirds have made no payments at all for at least a year, and nearly one-third have gone more than two years.
These cases can go on and on. Nationwide, it takes an average of 565 days to foreclose on borrowers in default from their first missed payments to the final auction. In New York, the average is 800 days and in Florida, where the "robo-signing" issue is particularly combative, it’s 807.
If they want to fight evictions hard, borrowers can remain in their homes even longer while their cases are being worked through.
The Segals have been doing that — in court. They bought their home in 2003 with an adjustable rate mortgage. After a few years, their monthly payments tripled to ,000, just as their home-inspection business was cratering.
The Segals want the bank to modify the mortgage so payments are affordable, and they think the court will agree that their lender put them into a toxic loan.
"The evidence will show that we were defrauded," said Jill Segal.
If they lose, of course, they’ll finally have to leave. And, unfortunately, more than 50 months of missed mortgage payments hasn’t translated into big savings.
"It’s very hard to save," said Jill Segal. "Our company’s billing is 90% off and my husband is only working about four days a week."
Lynn, who didn’t want her last name used, purchased a two-bedroom on Tampa Bay in 1998 for 5,000.
As the waterfront property’s value skyrocketed, eventually reaching 0,000, she refinanced twice (once to expand a business), and took out a second mortgage. She now owes more than 0,000 on the home, which is worth only 5,000.
Living in this foreclosure limbo is "Hell," Lynn said. "I feel like I’m locked in a box. I work for a financial organization and if this came out, it could cost me my job."
She’s still hoping to negotiate the loan. In the meantime, small things bother her. "A couple years ago, I lost my dog and I can’t decide on getting a new one," she said. If she has to move, she can’t be sure she’ll go somewhere that allows pets.
The actor from Thousand Oaks, Calif. began having problems during the screenwriters’ strike in late 2007, followed by a threat of a strike by the Screen Actors Guild.
He’s working with his lender toward a mortgage modification, submitting page after page of documents, which the bank has often misplaced or waited so long to examine them that they had grown too old to use.
His ideal outcome is get the loan modified and get all his late fees waived. He feels entitled to that because the bank advised him to stopped paying in the first place to qualify for one of the government’s foreclosure programs. Before that, he had missed only one payment.
Meanwhile, he has cobbled together some income streams — small acting parts, teaching acting classes and even handyman work.
"In a way, I feel like I’m lucky because I haven’t had to pay any ‘rent’ for 30 months," he said.
But he feels like he’s always under a cloud. "I haven’t slept in three years," he said. "It’s terrifying. I have to have the ultimate poker face in front of my kids."
Ruben Martinez, a Staten Island, N.Y., man trapped in a particularly bad adjustable rate mortgage, stopped paying more than three years ago. His attorney, Robert Brown, has managed to stave off one foreclosure.
Martinez, still struggling to find work, has little in savings despite the missed payments. He’s earning some income as a pastor and consulting for a non-profit family counseling organization.
"There’s pressure on me every day," he said. "I have a wife, three daughters and two grandchildren. Where are we going to live?"
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Categories: Mortgage Refinance Tags: Adjustable, mortgage, Nice, Photos, Rate, REFINANCE
Nice Lowest Closing Costs photos
Some cool lowest closing costs images:
AIDS LifeCycle Day 7 – Closing Ceremonies 004
Image by calvinfleming
AIDS/LifeCycle Closing Ceremonies in Los Angeles – 2,350 AIDS/LIFECYCLE RIDERS RAISE RECORD + MILLION, BEGIN 545-MILE TREK ON 30TH ANNIVERSARY OF AIDS
Seven-day Bike Ride from San Francisco to Los Angeles, World’s Largest Annual AIDS Fundraiser, Draws Participants from 11 Countries
SAN FRANCISCO/LOS ANGELES – June 5, 2011 – Today, exactly 30 years after the nation’s war with AIDS began, 2,350 bicyclists and 600 volunteer “roadies” begin their seven-day journey toward Los Angeles as participants in AIDS/LifeCycle, a 545-mile bike ride from San Francisco to Los Angeles and the world’s most successful AIDS fundraiser. Hailing from nearly every state and 11 countries, they have raised a record ,060,000 for the HIV/AIDS services of the L.A. Gay & Lesbian Center and San Francisco AIDS Foundation.
“AIDS/LifeCycle brings together a community of dedicated and compassionate people to make a world of difference in the lives of people living with HIV/AIDS,” says San Francisco AIDS Foundation CEO Neil Giuliano. “Historic levels of participation and support in AIDS/LifeCycle 10 send a powerful message that 30 years into the epidemic, fighting HIV/AIDS and raising awareness are still top concerns for thousands of people. This ride, and the heroic spirit of everyone involved, is changing the course of the epidemic by allowing us to provide free services for HIV prevention and care in communities most vulnerable to the disease.”
Joining the AIDS/LifeCycle community this year are celebrity trainers Cara Castronuova (The Biggest Loser) and Scott Herman (The Real World: Brooklyn), who are sharing their messages of healthy living and spreading the word that HIV/AIDS still needs our urgent attention as we enter the fourth decade of fighting the disease.
On June 5, 1981—30 years ago today—the Centers for Disease Control and Prevention (CDC) issued its first report about the disease then known as Gay-Related Immune Deficiency (GRID) and later known as AIDS. The report detailed the case studies of five gay men in Los Angeles; by the time it was published, two of the five men had died. Since the earliest days of the epidemic, both the L.A. Gay & Lesbian Center and the Foundation have taken a leadership role in fighting HIV/AIDS. Today, both organizations remain at the forefront of efforts to reduce new HIV infections and ensure access to proper medical care for everyone who needs it.
“For 30 years, we have been under attack by HIV and AIDS—and the fight is far from over,” says L.A. Gay & Lesbian Center CEO Lorri L. Jean. “Too many people believe that the problem is no longer significant in the U.S. Yet the infection rate for gay and bisexual men continues to climb. The riders and roadies of AIDS/LifeCycle are heroes in the fight against AIDS; together, they have raised millions to help prevent the spread of HIV and improve the health of people in our communities living with the disease.”
Today, 1.1 million Americans are living with HIV—the highest number in the history of this decades-long crisis. More than 1 in 10 of those live in California. And 1 in 5 of those living with HIV don’t know it. Gay and black communities are especially hard hit. New HIV infections among gay and bisexual men in the United States are on the rise—the only risk group for whom this is the case—and a 2010 CDC study found that a shocking 20% of gay and bisexual men in 21 U.S. cities are HIV-positive.
For more information, go to www.aidslifecycle.org.
AIDS/LifeCycle sponsors include: Presenting Sponsors FedEx, Gilead and Shopoff Properties Trust; Carbon Fiber Sponsors Advocate.com, American Medical Response, Cannondale, Google and Joie de Vivre; Titanium Sponsors GMC, Safeway, U-Haul and Well Fargo; and additional sponsors UCSF Medical Center, Southern California University of Health Sciences, Rainbow Sound, Powerade, Paceline, Clif Bar and Charles Schwab. Community Platinum Sponsors include Bike Attack, Helen’s Cycles, Mike’s Bikes and Sports Basement.
# # #
About the L.A. Gay & Lesbian Center
Since 1971 the L.A. Gay & Lesbian Center has been building the health, advocating for the rights and enriching the lives of lesbian, gay, bisexual and transgender people. Our wide array of services and programs includes: free HIV/AIDS care and medications for those most in need; housing, food, clothing and support for homeless LGBT youth; low-cost counseling and addiction-recovery services; essential services for LGBT-parented families and seniors; legal services; health education and HIV prevention programs; transgender services; cultural arts and much more. Visit us on the Web at: www.lagaycenter.org.
About San Francisco AIDS Foundation
San Francisco AIDS Foundation works to ensure the HIV epidemic ends in the same city where it began. By combining innovative, evidence-based programs for HIV prevention and care with bold policy initiatives focused on issues ranging from harm reduction to total health and wellness, the agency is making sustainable progress against HIV among populations most vulnerable to the disease. Established in 1982, San Francisco AIDS Foundation refuses to accept that HIV transmission is inevitable.
AIDS LifeCycle Day 7 – Closing Ceremonies 005
Image by calvinfleming
AIDS/LifeCycle Closing Ceremonies in Los Angeles – 2,350 AIDS/LIFECYCLE RIDERS RAISE RECORD + MILLION, BEGIN 545-MILE TREK ON 30TH ANNIVERSARY OF AIDS
Seven-day Bike Ride from San Francisco to Los Angeles, World’s Largest Annual AIDS Fundraiser, Draws Participants from 11 Countries
SAN FRANCISCO/LOS ANGELES – June 5, 2011 – Today, exactly 30 years after the nation’s war with AIDS began, 2,350 bicyclists and 600 volunteer “roadies” begin their seven-day journey toward Los Angeles as participants in AIDS/LifeCycle, a 545-mile bike ride from San Francisco to Los Angeles and the world’s most successful AIDS fundraiser. Hailing from nearly every state and 11 countries, they have raised a record ,060,000 for the HIV/AIDS services of the L.A. Gay & Lesbian Center and San Francisco AIDS Foundation.
“AIDS/LifeCycle brings together a community of dedicated and compassionate people to make a world of difference in the lives of people living with HIV/AIDS,” says San Francisco AIDS Foundation CEO Neil Giuliano. “Historic levels of participation and support in AIDS/LifeCycle 10 send a powerful message that 30 years into the epidemic, fighting HIV/AIDS and raising awareness are still top concerns for thousands of people. This ride, and the heroic spirit of everyone involved, is changing the course of the epidemic by allowing us to provide free services for HIV prevention and care in communities most vulnerable to the disease.”
Joining the AIDS/LifeCycle community this year are celebrity trainers Cara Castronuova (The Biggest Loser) and Scott Herman (The Real World: Brooklyn), who are sharing their messages of healthy living and spreading the word that HIV/AIDS still needs our urgent attention as we enter the fourth decade of fighting the disease.
On June 5, 1981—30 years ago today—the Centers for Disease Control and Prevention (CDC) issued its first report about the disease then known as Gay-Related Immune Deficiency (GRID) and later known as AIDS. The report detailed the case studies of five gay men in Los Angeles; by the time it was published, two of the five men had died. Since the earliest days of the epidemic, both the L.A. Gay & Lesbian Center and the Foundation have taken a leadership role in fighting HIV/AIDS. Today, both organizations remain at the forefront of efforts to reduce new HIV infections and ensure access to proper medical care for everyone who needs it.
“For 30 years, we have been under attack by HIV and AIDS—and the fight is far from over,” says L.A. Gay & Lesbian Center CEO Lorri L. Jean. “Too many people believe that the problem is no longer significant in the U.S. Yet the infection rate for gay and bisexual men continues to climb. The riders and roadies of AIDS/LifeCycle are heroes in the fight against AIDS; together, they have raised millions to help prevent the spread of HIV and improve the health of people in our communities living with the disease.”
Today, 1.1 million Americans are living with HIV—the highest number in the history of this decades-long crisis. More than 1 in 10 of those live in California. And 1 in 5 of those living with HIV don’t know it. Gay and black communities are especially hard hit. New HIV infections among gay and bisexual men in the United States are on the rise—the only risk group for whom this is the case—and a 2010 CDC study found that a shocking 20% of gay and bisexual men in 21 U.S. cities are HIV-positive.
For more information, go to www.aidslifecycle.org.
AIDS/LifeCycle sponsors include: Presenting Sponsors FedEx, Gilead and Shopoff Properties Trust; Carbon Fiber Sponsors Advocate.com, American Medical Response, Cannondale, Google and Joie de Vivre; Titanium Sponsors GMC, Safeway, U-Haul and Well Fargo; and additional sponsors UCSF Medical Center, Southern California University of Health Sciences, Rainbow Sound, Powerade, Paceline, Clif Bar and Charles Schwab. Community Platinum Sponsors include Bike Attack, Helen’s Cycles, Mike’s Bikes and Sports Basement.
# # #
About the L.A. Gay & Lesbian Center
Since 1971 the L.A. Gay & Lesbian Center has been building the health, advocating for the rights and enriching the lives of lesbian, gay, bisexual and transgender people. Our wide array of services and programs includes: free HIV/AIDS care and medications for those most in need; housing, food, clothing and support for homeless LGBT youth; low-cost counseling and addiction-recovery services; essential services for LGBT-parented families and seniors; legal services; health education and HIV prevention programs; transgender services; cultural arts and much more. Visit us on the Web at: www.lagaycenter.org.
About San Francisco AIDS Foundation
San Francisco AIDS Foundation works to ensure the HIV epidemic ends in the same city where it began. By combining innovative, evidence-based programs for HIV prevention and care with bold policy initiatives focused on issues ranging from harm reduction to total health and wellness, the agency is making sustainable progress against HIV among populations most vulnerable to the disease. Established in 1982, San Francisco AIDS Foundation refuses to accept that HIV transmission is inevitable.
Nice Refinance Programs photos
A few nice refinance programs images I found:
Trail House
Image by bwhistler
Smart View near Floyd, VA
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thesocialpoets.blogspot.com/2009/10/libations-friday-9-oc…
www.oneprojectcloser.com/refinancing-to-a-48-fha/
visualinsights.blogspot.com/2009_10_11_archive.html
hypno.co.nz/blogs/index.php/2010/03/16/the-three-emotiona…
Second Term – Room 2
Image by cliff1066™
Historians and economists continue to analyze New Deal policies, programs, and politics. Many claim that the New Deal programs did not bring America out of the Great Depression. Instead, World War II restored the economy. Most would agree, however, that the New Deal programs brought hope to Americans in a dark time. Instead of standing in a breadline, they went back to work. Instead of watching their crops decay, unharvested, as prices dropped, farmers refinanced and were paid to help the economy. FDR stated, in a speech about the Civilian Conservation Corps (CCC), that "…more than the material gains, will be the spiritual and moral value of such work."
Change.gov using Google Moderator
Image by planspark
Via TPM Election Central: tpmelectioncentral.talkingpointsmemo.com/2008/12/obama_te…
Note: Things are changing fast even as you’re browsing from page to page, so the numbers below are likely never 100% accurate.
As of a few minutes ago, the top 30 questions accounted for 10.5% of all 119,230 votes (somehow the table below is missing one line).
Still early, but might look like we’re observing the same pattern we saw earlier where a voting system preferred those entries that had been submitted early and attracted an early lead in votes.
Also, at a guestimated 15 words per question (and a reading speed of 250 words per minute), it would take about 100 minutes to consume all 1,606 questions. Not as bad as what we saw here, but still quite a challenge once we hit several thousand questions.
No. / Votes / Running total / Percent of total
1 / 1128 / 1128 / 0.9%
2 / 938 / 2066 / 1.7%
3 / 743 / 2809 / 2.4%
4 / 679 / 3488 / 2.9%
5 / 647 / 4135 / 3.5%
6 / 646 / 4781 / 4.0%
7 / 580 / 5361 / 4.5%
8 / 543 / 5904 / 5.0%
9 / 495 / 6399 / 5.4%
10 / 400 / 6799 / 5.7%
11 / 369 / 7168 / 6.0%
12 / 390 / 7558 / 6.3%
13 / 357 / 7915 / 6.6%
14 / 351 / 8266 / 6.9%
15 / 322 / 8588 / 7.2%
16 / 314 / 8902 / 7.5%
17 / 326 / 9228 / 7.7%
18 / 325 / 9553 / 8.0%
19 / 311 / 9864 / 8.3%
20 / 312 / 10176 / 8.5%
21 / 286 / 10462 / 8.8%
22 / 275 / 10737 / 9.0%
23 / 275 / 11012 / 9.2%
24 / 265 / 11277 / 9.5%
25 / 271 / 11548 / 9.7%
26 / 247 / 11795 / 9.9%
27 / 230 / 12025 / 10.1%
28 / 235 / 12260 / 10.3%
29 / 209 / 12469 / 10.5%
For future reference, the current list of top 30 questions:
1 / "What will you do to establish transparency and safeguards against waste with the rest of the Wall Street bailout money?"
2 / "What will you do as President to restore the Constitutional protections that have been subverted by the Bush Administration and how will you ensure that our system of checks and balances is renewed?"
3 / "Will you lift the ban on Stem Cell research in your first 100 days in office?"
4 / "What will you do first to reduce pollution/waste and incentivize greener behavior across the country?"
5 / "Will you appoint a Special Prosecutor – ideally Patrick Fitzgerald – to independently investigate the gravest crimes of the Bush Administration, including torture and warrantless wiretapping?"
6 / "What will you do to end the use of mercenary forces (ie Blackwater) by our military?"
7 / "What do you plan to do to our food industry to make it more sustainable? Will there be changes to our farming policies?"
8 / "What will you do to promote science and mathematics education to Elementary and Middle School students?"
9 / "How long will it take for you to implement your healthcare policy to insure those who do not have any insurance at all?"
10 / "What will be done to make the banking industry accountable when there are so many substantiated stories about their mismangement in relationship to selling bank owned properties and managing potential foreclosures?"
11 / "Solar energy is in use throughout the world on an individual household basis for water and facility heating, as well as electricity generation. Will your admin. attempt to utilize the millions of acres available for solar energy collection?"
12 / "What will be done about the FDA and its cozy relationship with the Pharmaceutical industry? Will the protective legislation for the Pharm be reversed? Will the FDA pre-emption policy protecting the Pharm from liability be addressed?"
13 / "Will you introduce legislation to enable refinancing of older student loans with high interest rates (8.5% and more) into the lower rates currently available? You can refinance any other kind of loan except student loans and that’s not fair."
14 / "Our agricultural policy, formed by Pres. Nixon, has resulted in our being both overfed and undernourished. Will you appoint a Secretary of Agriculture who understands that we have been operating using unsustainable/unhealthy farming practices?"
15 / "Will you increase tax incentives or refunds to individuals for installing energy efficient products in their homes – such as solar water and electric, wind energy, electric/hybrid cars, etc?"
16 / "Given the energy challenges we’re facing, what are your plans to improve public transportation in this country, and to encourage ridership?"
17 / "What legislation will you introduce to preserve Net Neutrality and stop the telecom industry from eviscerating the greatest communication medium of all time?"
18 / "You do not support gay marriage, but you do support civil unions. How and when will all american gay and lesbian citizens will be granted the more than 1,000 rights and responsibilities as married couples?"
19 / "What is your view on a unitary executive branch? Will you work to restore checks and balances to the office of the President and Vice-President?"
20 / "How will you deal with members of the Bush administration for things like warrant-less wiretapping, approving the use of torture, and the abuse of executive power?"
21 / "Is there a way to provide *healthcare for everyone* without enriching only insurance companies the way providing "insurance for everyone" does? This would help stimulate a larger part of the economy than just enriching a few insurance corporations."
22 / "Why are we rebuilding our national highway system instead of building high-speed passenger rail and revitalizing our cities and towns through the development of mass transit? Is this not key to our long-term economic and environmental well being?"
23 / "There has been a lot of talk about rebuilding infrastructure. How much consideration is being given to building a high speed rail system, like those in Europe?"
24 / "Executive Order 13233 from President Bush nullifies the lawful release of presidential records. What will you do to keep the Bush/Cheney administration from exploiting this to keep their secrets safe, contrary to national security?"
25 / "The Bush administration has rationalized some vile acts (torture, wiretapping) with questionable legal opinions written by the OLC and the DoJ. How will you close the loophole that implies any act is lawful if it’s permitted by such a legal opinion?"
26 / "How cangovernment incentivize people and corporations to support sustainable energy and reduced petroleum dependency at a scale to impact global warming adequately? We need more than slogans. This change has significant impact and real costs."
27 / "Will you commit to unequivocally ending torture by US intelligence and military organizations, and will you support legislation to categorically prohibit this practice in the future?"
28 / "Will you consider a Doctors For America, sort of like a Teach For America, program as part of your health care reform? It would be a way to pay for students to become GP (we need more) as well as providing health care to poor Americans."
29 / "In developing a power grid for the 21st century, will you require utility companies to make whatever changes are necessary to allow individual homeowners to install solar panels and sell excess power back to the utility companies?"
30 / "Will you ban companies from using bailout money for lobbying?"
Categories: Mortgage Refinance Tags: Nice, Photos, programs, REFINANCE
Convert Customers Photos into Hard Cash New Ebook
Portrait Profits 2010. Affiliates Earn 75% by Promoting New ebook on how to convert Photos into Beautiful oil paintings. Huge Untapped Markets No painting or photography experience required. Excellent profit margins Very Unique Rare concept for the Newbie
Convert Customers Photos into Hard Cash New Ebook